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  • No credit needed
  • Instant decision
  • 90-Day¹ purchase option
  • Flexible payments

$79*** INITIAL PAYMENT

APPLY NOW

¹Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, call 1-877-898-1970.

OUR LEASE-TO-OWN PROGRAM:

  • No credit needed
  • Instant decision
  • 90-Day¹ purchase option
  • Flexible payments

$79*** INITIAL PAYMENT

¹Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early, call 1-877-898-1970

APPLY TODAY

TAKING YOUR
JEWELRY HOME TODAY
IS FAST AND EASY

TAKING YOUR JEWELRY HOME TODAY IS FAST AND EASY

Apply icon Apply icon

APPLY

APPLY online or in store
for an instant decision.

Shop icon Shop icon

SHOP

Visit one of our many
STORE LOCATIONS
and find your perfect piece.

Take It Home icon Take It Home icon

TAKE IT HOME

Make a $79*** initial payment
& take your jewelry home.


WHY LEASE

WHY LEASE TO OWN

NO CREDIT NEEDED

There's no credit needed to lease-to-own program options.

INSTANT DECISION

Apply now for an instant decision. Approvals up to $3,000 and valid for 90 days.

EARLY PURCHASE OPTIONS¹

The early purchase option is a flexible option that allows you to own your merchandise sooner. You can pay off anytime throughout your lease and save on the cost of leasing.

90-day¹ Purchase Option

Pay off the lease within the 90 days¹ and only pay the cost of merchandise (including tax) + 10%.

¹Standard agreement offers 12 months to ownership. Early purchase options cost more than the retailer's cash price (except 3-month option in CA). To purchase early call 1-877-898-1970.

FLEXIBLE PAYMENTS

Flexible weekly, bi-weekly or monthly payment options.

  • $79 initial payment starts lease
  • Cost of leasing is part of payments
  • Payments automatically withdrawn from checking or card provided
  • Leases default to 12 months

APPLY NOW


FAQS

FAQS

What is Lease-to-Own?

Progressive Leasing provides a lease-to-own option that helps you get the things you need today with just an initial payment upfront and automatic recurring payments.

What is needed to apply?

  • Must be 18+ years (19 in AL)
  • Valid social security number or ITIN
  • Routing and account numbers for an open and active checking account
  • Credit or debit cards

Do I need good credit?

No. Although Progressive Leasing does obtain information from credit bureaus, approvals aren't credit dependant and don't require a minimum credit score — making lease-to-own an excellent option for anyone with less-than-perfect credit.

How long is my lease?

The standard lease agreement is 12 months to ownership.

Can I pay off my lease early?

Yes. You can take advantage of our 90-day purchase option or choose to pay off your lease any time before 12 months for a discounted cost of leasing. (Early purchase options cost more than the retailer's cash price.) To purchase early call 1-877-898-1970.

Can I cancel my lease?

You can cancel your lease at any time. Contact Progressive Leasing for more details. For a full refund, please see retailer's return policy.

What is the total cost?

This includes the cash price of the merchandise + cost of the lease + any applicable taxes over the 12 months of the lease. It may cost more than double the original price.

How long is the approval for?

Your approval is valid for 90 days. If you have not signed a lease-to-own agreement within 90 days, your approval expires, and you can reapply with Progressive Leasing.


TERMS & CONDITIONS

TERMS & CONDITIONS

No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved.

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer's cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY.

***Regular $79 initial payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection.

††Excludes Amazing Value, Casio®, Charity Plush Toys, Clearance, Enchanted Disney Fine Jewelry, Gift Cards, G-Shock, Lifetime Jewelry Care Plans, Loose Diamonds, Mother's and Personalized Jewelry, Pre-owned Jewelry and Watches, Repairs and Services, Star Wars Fine Jewelry, Watch Outlet (Online Clearance), and Watch Protection Plans. Diamond Solitaire Rings, Diamond Solitaire Earrings, Diamond Solitare Pendants, and select Watches are discounted at 10% off. May not be combined with any other percentage off offer or used on previous purchases.

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